Insurance Act 2021
The primary legislation governing Ghana's insurance industry — Act 1061. Understand the statutory rights, obligations, and legal framework that applies to all licensed entities.
Regulation
Regulatory areas
The National Insurance Commission regulates and supervises Ghana's insurance industry under the Insurance Act, 2021 (Act 1061). The links below cover every area of the regulatory framework — from the statute itself to the operational guidelines that apply to every licensed entity.
Directives & Guidelines
The regulatory instruments the Commission issues — directives, guidelines and supervisory frameworks, grouped by type. Stay current with the requirements that apply to your class of business.
Licensing
Licensing requirements, application procedures and renewal timelines — plus the application, fit-and-proper and consent forms to download, and the fees payable with them.
Statutory Funds
The statutory funds maintained by the Commission — Motor Compensation, Fire Control, Client Rescue, Agricultural Insurance, and Insurance Education.